--- title: Cruise Now, Pay Later with Hupla | Flexible Payment Option by Mobicred description: Cruise with Hupla & pay later using Mobicred. Enjoy flexible payments on diverse cruises, with just 7.5% monthly. image: https://www.hupla.co/hubfs/content/Promotion/NCL/We%20have%20partnered%20with%20Mobicred%20featured%20image.png --- - ** [hello@hupla.co](mailto:{{item.email}}) [Close ** ](https://www.hupla.co/en/mobicred#) - ** [hello@hupla.co](mailto:{{item.email}}) [ Search Cruises ](https://www.hupla.co/en/cruises/filter) ![24/7 Support, Best Price Guarantee and we are cruise expert logo for mobile](https://www.hupla.co/hubfs/content/icons/410x50%20247%20support%20with%20Best%20pricec.png "24/7 Support, Best Price Guarantee and we are cruise expert logo for mobile") ![Logo for 247 support, best price guarantee and cruise expert for Desktop](https://www.hupla.co/hubfs/Live%20Assets/Banners/Banner%20for%20support%20%20best%20price%20%20cruise%20expert.png "Logo for 247 support, best price guarantee and cruise expert for Desktop") # We've Partnered with ![Mobicred colour image](https://www.hupla.co/hs-fs/hubfs/content/Promotion/Mobicred/Mobicred%20colour%20image.png?width=301&height=59&name=Mobicred%20colour%20image.png)   ![Hupla_Mobicred-Ad_600X300](https://www.hupla.co/hubfs/content/Promotion/Mobicred/Hupla_Mobicred-Ad_600X300.jpg) ![Certified agent for; MSC Cruises, Explora Journeys, Norwegian Cruise line, Silversea, Aurora Expedition, Scenic](https://www.hupla.co/hubfs/Live%20Assets/Banners/Certified%20agent%20for%3B%20MSC%20Cruises%2c%20Explora%20Journeys%2c%20Norwegian%20Cruise%20line%2c%20Silversea%2c%20Aurora%20Expedition%2c%20Scenic.png "Certified agent for; MSC Cruises, Explora Journeys, Norwegian Cruise line, Silversea, Aurora Expedition, Scenic") ![Mobile: Certified agent for; MSC Cruises, Explora Journeys, Norwegian Cruise line, Silversea, Aurora Expedition, Scenic](https://www.hupla.co/hubfs/Live%20Assets/Banners/Mobile%20Certified%20agent%20for%3B%20MSC%20Cruises%2c%20Explora%20Journeys%2c%20Norwegian%20Cruise%20line%2c%20Silversea%2c%20Aurora%20Expedition%2c%20Scenic.png "Mobile: Certified agent for; MSC Cruises, Explora Journeys, Norwegian Cruise line, Silversea, Aurora Expedition, Scenic") ## Steps to Start Your Cruise Journey - Cruise Now, Pay Later Set sail effortlessly with Hupla: our '**Cruise Now, Pay Later**' with Mobicred spreads your dream cruise cost with a minimum payment of 7.6% monthly. Enjoy your cruise and finish **paying off after **- at own your pace! 01 ##### Pick Your Cruise Select from Hupla's diverse range of cruises for your next cruise vacation 02 ##### Easy Checkout At checkout, simply select Mobicred as your payment method. 03 ##### Quick Mobicred Setup Sign in with your Mobicred details. Or register online on **[Mobicred website](https://live.mobicred.co.za/web_mcrliv/run.w?run=application&merchantID=8057&returnUrl=https://www.hupla.co/en/mobicred)**.  04 ##### Start Sailing Book and cruise now and pay a minimum of 7.5% monthly - of your remaining balance. [ SEE ALL CRUISE SPECIALS Click to view ](https://www.hupla.co/en/mobicred#hs_cos_wrapper_module_17005188638378) ![The testimonial says: You can't go wrong with booking a cruise with the Hupla Team I booked and paid online, after I had a lot of questions... ](https://www.hupla.co/hubfs/content/Testimonial_Pictures/Testimonial%20Mpho%20Mnyango.png "The testimonial says: You can't go wrong with booking a cruise with the Hupla Team I booked and paid online, after I had a lot of questions... ") #### ![A ship ](https://www.hupla.co/hs-fs/hubfs/noun-ship-1098035%20(2)-png.png?width=50&height=50&name=noun-ship-1098035%20(2)-png.png) **Cruise Now, Pay Later** Begin planning your **dream cruise today** and take advantage of a flexible payment period. With this option, you’re not required to pay off your balance within a set time frame. **Embark** on your magnificent journey, and then comfortably **complete your payments post-cruise**. #### ![Icon of a map with two points](https://www.hupla.co/hs-fs/hubfs/itenary%20listing%20icons/Itinerary%20Icon.png?width=50&height=50&name=Itinerary%20Icon.png) Group-Friendly Options Whether paid with multiple cards or via a single account, Hupla's manage booking system allows each **group member to pay their way**, either upfront or through Mobicred’s monthly payment plan. #### ![Fast facts icon 50x50](https://www.hupla.co/hs-fs/hubfs/itenary%20listing%20icons/Fast%20facts%20icon%2050x50.png?width=50&height=50&name=Fast%20facts%20icon%2050x50.png) **Transparent Financing** Experience the clarity and ease of financing with Mobicred. Your monthly minimum repayment is just **7.5% of your outstanding balance**, ensuring each payment is predictable and consistent. Additionally, should you choose to pay more at any time, the plan automatically adjust, allowing for flexible payments change. ## Mobicred Cruise Finance: Essential FAQs What is 'Cruise Now, Pay Later' with Mobicred & Hupla? This financing option allows you to book a cruise through Hupla for any of our partner cruise lines, including MSC Cruises, Norwegian Cruise Line, and Silversea, and spread the cost over time. Repay your balance via a convenient debit order, where your monthly minimum repayment is just 7.5% of your outstanding balance. What are the eligibility criteria for a Mobicred account? To be eligible for Mobicred, you must be over 18 years of age, possess a valid South African ID and mobile number, and have a bank account in your name. Not everyone may qualify as Mobicred assesses factors such as creditworthiness and other personal financial details during the application process. How do I apply for Mobicred and qualify for cruise booking? Applying for Mobicred is straightforward. When at checkout, simply follow the link to the **[Mobicred registration page](https://live.mobicred.co.za/web_mcrliv/run.w?run=application&merchantID=8057&returnUrl=https://www.hupla.co/en/mobicred)**. Provide your basic information, including a credit check. This process will determine if you are eligible for credit and the amount. When the process is done, you will get a Mobicred username and password. Go back to your booking, choose Mobicred as your payment method, sign in with your username & password - and this will trigger an OTP to complete your purchase.  How does the Mobicred payment process work at checkout? When you choose Mobicred at checkout, existing users simply log in, while new users can apply instantly. The payment process is designed for convenience. It automatically charge subsequent monthly payments to the account linked to your Mobicred account, ensuring each installment is handled smoothly and without any hassle. Is there a limit to how much credit I can get with Mobicred? Mobicred offers a variety of credit limits, up to R50,000, based on individual creditworthiness. Ensuring your cruise payments are within a manageable range. If your limit is lower than your cruise booking, you can always pay the difference with one of the other means of payment, we accept all major credit cards, EFT & cash at Pick n Pay. What are the terms for repaying the Mobicred balance? The repayment terms of Mobicred require monthly payments, with the flexibility to adjust payment as needed - as long as you meet the minimal required payments. There is no additional interest charged on these payments. The final payment date will depend on your individual payment plan, and you can pay off the remaining balance early without incurring any penalties. Can I make early payments or pay off my Mobicred balance early? Yes, you can make additional payments towards your Mobicred balance at any time. This option can help reduce your remaining balance faster, offering more financial freedom. What happens if I miss a monthly payment with Mobicred? If you miss a monthly payment, Mobicred may charge late fees and the failed payment can affect your credit score. The easiest is to set yourself monthly payment reminders to make sure you always have funds available on the payment dates.  How can I use my Mobicred account for other purchases? Your Mobicred account is versatile and can be used for a wide range of online purchases beyond cruise bookings. Each repayment increases your available credit, allowing for multiple uses within the same month. Does Hupla has a secure method for online transactions? Hupla uses PayGate as a payment provider. PayGate is a know and is a highly secure platform for online transactions, protecting your credit or debit card information with robust security measures. This ensures safe and secure handling of all your payments, whether for deposits or the final payment of your cruise or other online purchases. ## Our Passengers Share Their Experiences **WILL BOOK AGAIN!** ![hupla_5 stars](https://www.hupla.co/hs-fs/hubfs/content/Stars/hupla_5%20stars.png?width=100&name=hupla_5%20stars.png)I went on an **incredible cruise** from Barcelona, Rome was amazing. Malta's breathtaking sights were unforgettable. My inside cabin wasn't big but comfortable and there was lots of entertainment - live shows and spent a lot of time in the casino games I will book again with Victor. ![Grace Sims, client who cruised](https://www.hupla.co/hs-fs/hubfs/content/Client%20picture/Grace%20Sims.png?width=60&height=60&name=Grace%20Sims.png) Grace Sims **KIDS SUPER HAPPY!** ![hupla_4 stars](https://www.hupla.co/hs-fs/hubfs/content/Stars/hupla_4%20stars.png?width=100&name=hupla_4%20stars.png)I went on the MSC Bellissima 7 nights cruise and was **impressed with the activity** options and helpful crew. **Malta was a highlight**, but Sicily wasn't as great, July is **too hot for Sicily**! All in all, it was a great cruise and my kids were **super happy**. ![Picture of Jean Holmes, client who cruise before](https://www.hupla.co/hs-fs/hubfs/content/Client%20picture/Jean%20Holmes.png?width=60&height=60&name=Jean%20Holmes.png) Jean Holmes ## Book your cruise with Mobicred ! ![Durban, Pomene, Durban](https://www.hupla.co/hubfs/content/Ports_Image/Pomene_Mozambique.png) ##### 4 Nights to Pomene Durban, Pomene, Durban ![](https://www.hupla.co/hubfs/MSC-Cruises.png) View Itinerary Info #### Cruise Itinerary Day Destinations Day 1 Durban, South Africa Arrival | --:-- Departure | 06:00 PM Day 2 Sea Day Arrival | --:-- Departure | --:-- Day 3 Pomene, Mozambique Arrival | 08:00 AM Departure | 06:00 PM Day 4 Sea Day Arrival | --:-- Departure | --:-- Day 5 Durban, South Africa Arrival | 06:00 AM Departure | --:-- ** 20 Jan  -   2 Feb, 2024 ZAR 5,421 ** MSC SPLENDIDA Mobicred Deal [Check Availability](https://booking.hupla.co/quote?cruiseLine=MSC&cruiseId=SP20240129DURDUR) *Per person - inc mandatory in Balcony Cabin ![Durban, Pomene, Durban](https://www.hupla.co/hubfs/content/Ports_Image/Pomene_Mozambique.png) ##### 4 Nights to Pomene Durban, Pomene, Durban ![](https://www.hupla.co/hubfs/MSC-Cruises.png) View Itinerary Info #### Cruise Itinerary Day Destinations Day 1 Durban, South Africa Arrival | --:-- Departure | 06:00 PM Day 2 Sea Day Arrival | --:-- Departure | --:-- Day 3 Pomene, Mozambique Arrival | 08:00 AM Departure | 06:00 PM Day 4 Sea Day Arrival | --:-- Departure | --:-- Day 5 Durban, South Africa Arrival | 06:00 AM Departure | --:-- ** 2 May  -   2 Sep, 2024 ZAR 5,421 ** MSC SPLENDIDA Mobicred Deal [Check Availability](https://booking.hupla.co/quote?cruiseLine=MSC&cruiseId=SP20240205DURDUR) *Per person - inc mandatory in Balcony Cabin ![Loved it - 5 star rating by Grace Biko - We had an amazing time on our 2-day cruise to nowhere from Cape Town. The staff was wonderful and the food was delicious. We will definitely be booking a longer cruise in the future!](https://www.hupla.co/hubfs/content/Testimonial_Pictures/AMAZING%20CRUISE%20(1).png "Loved it - 5 star rating by Grace Biko - We had an amazing time on our 2-day cruise to nowhere from Cape Town. The staff was wonderful and the food was delicious. We will definitely be booking a longer cruise in the future!") ![hupla_fully secure payment_button](https://www.hupla.co/hs-fs/hubfs/hupla_fully%20secure%20payment_button.jpg?width=156&name=hupla_fully%20secure%20payment_button.jpg)  ![PayGate-Card-Brand-Logos](https://www.hupla.co/hs-fs/hubfs/partners/paygate/PayGate-Card-Brand-Logos.png?width=266&name=PayGate-Card-Brand-Logos.png) ## Most popular South African Cruises ### MSC to Portuguese Island All MSC Cruises to Portuguese Island [Portuguese Island Cruises ](https://www.hupla.co/en/cruise-destinations/southern-africa/msc-cruises-to-portuguese-island) ### MSC to Pomene, Mozambique All MSC Cruises to Pomene [Pomene Cruises ](https://www.hupla.co/en/cruise-destinations/southern-africa/msc-cruises-to-pomene-mozambique) ### MSC to Walvis Bay, Namibia All MSC Cruises to Walvis Bay [Walvis Bay Cruises ](https://www.hupla.co/en/cruise-destinations/southern-africa/msc-cruises/cruises-from-cape-town-to-walvis-bay) ** ```json { "@context" : "https://schema.org", "@type" : [ "TravelAgency", "Organization" ], "aggregateRating" : { "@type" : "AggregateRating", "bestRating" : "5", "ratingCount" : "7", "ratingValue" : "4.9", "worstRating" : "1" }, "contactPoint" : { "@type" : "ContactPoint", "contactType" : "customer service", "email" : "yourfriends@hupla.travel" }, "description" : "Book cruises worldwide — MSC, Norwegian, Silversea and more. 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